Peter 
FairMoney functions as the leading mobile banking establishment that provides credit services to emerging market needs. The company originated in 2017 with its main operational base in Nigeria while receiving approximately €50 million in capital investment from global investors represented by Tiger Global and DST as well as Flourish Ventures. FairMoney operates across various international locations through offices situated in France and Nigeria, along with Germany, Latvia, the UK, Türkiye, and India.
About The Role:
The POS merchant & agency business of our growing operation in Nigeria needs a seasoned product leader to lead its expansion. Our journey to transform into a leading business bank featuring our existing POS services demands a leader who understands fintech operations together with core payment systems as well as business banking principles. As a vital member of our team, the candidate must contribute significantly to our product strategy development and engineering of business financial services for Nigerian and African business sectors.
Employment type
Full-time
Job function
Product Management
Roles and Responsibilities:
1. The company needs an extensive product strategy to fulfill its objective of becoming Nigeria’s leading business banking force. We must determine upcoming market developments along with customer requirements and business expansion possibilities to develop our product lines.
2. The integration of fintech expertise enables product reinvention and digital process transformation through the application of market and business trends in the field. The company should seek out new technologies that will enhance financial service delivery and help optimize organizational workflows.
3. Business Banking Expansion: Direct the development of new financial solutions that include deposits, lending, trade finance, and other business banking services involving small to medium business requirements.
4. The executive should lead efforts to improve our core payment technology that includes POS terminals to provide our customers with protected and uninterrupted transaction capabilities.
5. Run market research alongside competitive analysis to determine customer preferences and identify market gaps, which help guide product development choices.
6. The organization needs to adopt a customer-centric strategy, which means every product development initiative must focus on delivering business value and exceptional user experiences for our merchant and business customers.
7. New product delivery occurs through close partnership between engineering teams alongside design and marketing teams and operations staff to achieve faster development cycles.
8. Our products and services need to comply with every applicable financial regulation so we maintain continuous updates on current requirements.
9. Define key performance indicators along with appropriate tracking metrics, which will allow evaluation of new product success rates and entire product performance results.
10. You should construct and manage a successful product team while creating an environment of continuous innovation through organizational collaboration to promote ongoing performance enhancement.
11. Despite your many amazing abilities, you maintain an even temper and make friends easily.
Preferred background & experience:
A degree in business or respective fields such as finance or computer science or a related field must be obtained by the candidate.
The company seeks candidates with a minimum 5-year track record in both fintech along with product management and business banking, either from African markets or emerging economies.
Strong understanding of core payment systems, financial technologies, and digital banking platforms
Previous success in launching and expanding financial products together with services to market
Excellent strategic thinking, problem-solving, and decision-making abilities
The ideal candidate must exhibit strong leadership along with team motivation skills and interpersonal abilities to drive cross-functional teams.
Exceptional communication and interpersonal skills
Proof of financial services industry regulatory compliance expertise
The ability to alter operations within a rapid business setting with constant environmental changes
The role requires someone who looks to advance financial inclusion combined with a commitment to generate positive changes in both commercial operations and community structures.
The vacancy for this role extends to professionals situated anywhere between Nigeria and any worldwide locations.
The company seeks a visionary product lead to become a key player in the company’s future development as a leading business bank and outstanding performance in POS agency operations. Our company welcomes applicants who show expertise and passion for this position to join our exciting journey.
Requirements
Candidates need to possess either a business or finance bachelor’s degree or a computer science degree or an equivalent field diploma. A master’s degree is a plus.
Product manager experience must exist within the lending industry with special preference for work in the fintech sector.
A successful candidate needs detailed product service expertise in both consumer/small business lending along with credit scoring technology and risk evaluation systems.
A background that proves the achievement of launching thriving fintech products
Strong analytical and data-driven decision-making skills
A supplementary benefit for this role is familiarity with the Nigerian and African fintech markets together with knowledge of local customer preferences, yet it is not necessary.
The required candidate must lead through excellence while showing strong communication abilities alongside cross-functional team collaboration skills.
Strong experience exists in both team management and motivation of high-performing product teams.
Data-driven creative problem solver who applies SQL Python and Excel, along with KPI-oriented methods to solve problems
An entrepreneurial spirit that matches with a commitment to physical involvement in every aspect of work at all times.
Benefits
Private Health Insurance
Pension Plan
Training & Development
Remote work
Paid Time Off
Recruitment Process
Screening call with Recruiter: 30 minutes
Technical interview with the product team:
45-60 minutes
Assignment (takeaway)
Final interview with Director of Product: 45-60 minutes
Join Fairmoney Nigeria now to help us create financial innovations that transform African services through best-in-class products and exceptional customer solutions. The company actively seeks individuals who both love fintech and have expertise in lending and the achievement of product success.
Apply here.
